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How To Deal With Uninsured Motorists

How To Deal With Uninsured Motorists

In the case that an uninsured motorist causes some kind of personal injury in an accident, they are far from being off the hook for the crash. Some figures report that up to 20 percent of Nevada drivers are not carrying required automobile insurance. When these drivers cause some sort of personal injury, the injured parties are still able to seek damages and claims from their own insurance policy, as well as the individual who is at-fault for the incident and injuries sustained. Often, these cases involve some complex legal concerns. Because of this, it is advised that you seek legal advice immediately after the crash.

Uninsured Motorist Insurance

Uninsured motorist insurance can be a part of the injured party’s own insurance company policy.  This can help cover many damages resulting from an accident with an uninsured driver, such as medical expenses, lost income, or pain and suffering. Under these guidelines, the insurance company takes responsibility for the accident, agreeing to pay claims for all injuries. This is not always the case with property damage. It is advised for people to carry a significant level of uninsured motorist coverage because of how common uninsured motorists are in the state. Furthermore, it is important that drivers never sign waivers or turn down extra uninsured motorist coverage policies.

Beware Of Contributory Negligence

Commonly, insurance companies will attempt to shift a significant portion of responsibility onto the injured party. More-or-less, this means that the insurance company is placing responsibility on their own client, in this case you, in order to prevent themselves from paying more. One example could involve the court finding the injured party 40 percent at fault for the crash. This would result in the insurance company only having to pay for 60 percent of the total claim. An experienced Las Vegas car accident attorney would be helpful in ensuring that your insurance company does not unfairly avoid paying for your claim and placing the financial burden on yourself.

Car Accidents in Nevada

How To Deal With Uninsured MotoristsNevada law does allow people to file suit against uninsured drivers for injuries that are resulting from negligence. Often these cases are filed in small claims court, only allowing the individual to seek maximum settlements of $10,000.

This is not always the advised option. Uninsured motorists often don’t have enough funds to cover the damage. An attorney can help ensure that you get all the money required to pay for your damages.

We can make sure that the at-fault parties are held responsible for their role in the accident, and in your injuries.

The Cottle Law Firm has awarded over a quarter of a billion dollars to residents of Nevada that were injured as the result of car crashes.

We have decades of experience helping people with all kinds of injuries, and our experienced attorneys understand how to win successful settlements. At the Cottle Firm, you’re not just a case number. Contact our offices today at 702-722-6111 to discuss your claim with a professional Las Vegas motorcycle accident lawyers.


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