Recently only a few years ago, the legislature in Nevada passed a new law commonly called “No Pay, No Play.” The legislation was designed to deal with the issue of uninsured motorists in the state. The regulation effectively stops injured parties of accidents from seeking an accident claim in the case that they are violating the minimum insurance requirements of Nevada at the time of the incident. This is troublesome because it applies even if you are not at fault.
Basically, this translates into meaning that if you do not have car insurance in the event of an injury from a car crash due to another driver, there is a limit to the amount of compensation that you can get from your case. This can create issues when attempting to pay for damages resulting from a collision. To qualify, you only have to buy insurance coverage for Nevada’s minimum requirement in order to be able to collect full compensation for a crash where you not at fault.
How Does The Rule Affect You?
This means that you need to have minimum car insurance required in the state to be eligible for full compensation in the event of a car accident.
There are a few exceptions, including if you were involved in a hit-and-run of the crash was due to driving under the influence. In these cases, insurance does not matter when pursuing a settlement.
Another exception is when a victim loses their life in a crash. The family and loved ones are still able to file a claim for wrongful death against the at-fault party, regardless of insurance status. There is a 45 day grace period when renewing your insurance policy after a lapse of coverage.
How an Attorney Can Help
If you aren’t sure of your rights or how to proceed to file a claim after an accident, you are not alone. An experienced lawyer can help you with extensive knowledge of state law, and this includes Nevada’s “No Pay, No Play” law. A lawyer will help you investigate your crash and find out all the details about your case to help provide you with the best settlement.
Vehicle Accidents In Nevada
In Nevada, there have been a reported 331 fatalities on the roadways in the year 2018.
This marks a noticeable increase of 6.4 percent from the previous year, which only had 311 deaths. Overall across the United States, the number of fatalities due to car accidents has decreased. You should be prepared in the event you or a loved one is involved in a vehicle accident.
We have decades of experience helping people with all kinds of injuries, and our lawyers understand how to get results.
You’re not just a case number at The Cottle Firm. Contact our offices now at 702-722-6111 to discuss your claim with a professional Las Vegas car crash attorney today.